The Benefits of RBC Online Banking Sign In

RBC Everyday Banking - include things like banking accounts, financial savings accounts, student banking, on the internet banking, mobile banking and more

Borrowing & Credit - Credit cards, Mortgage Lending products, Lending products & Lines of Credit, and Home Equity Loans

Investment Services - RRSPs and TFSAs, Mutuals Funds, GICs, REPs, Wealth Management and other investing service

Insurance - RBC Auto Insurance, RBC Home Insurance, Travel Insurance, Mortgage, and Loan Insurance

RBC On the web Banking

To access your RBC on line banking account, you need to sign up for the online web service. You will need to supply the following for security purposes:

Your client card number or bank card number

Your account number

Your recent RBC Royal Bank Charge Card statement if you have bank card

Information on your RBC Royal Bank mortgage payment if you have mortgage account

Inside RBC Online Banking

Account Overview

Source: RBC Website

RBC Online Transaction

RBC on the web banking is free of charge. Customer can do the following economic transaction through RBC Royal Bank website (www.rbcroyalbank.com) or RBC Bank USA website (www.rbcbankusa.com)

--Access your account information any day and any time (i.e. 24 hours a day, 7 days a week)

--Manage and view all your personal and business accounts in one website

--Access multiple accounts such as checking, personal savings, credit card, mortgage personal loans and loan accounts

--Update your private information including address and email using on-line form

--With My View Account Aggregation, customer can get access to other monetary institutions or banks accounts

--Download information to most private accounting software programs such as Quicken, Money and more

--Access images of your canceled checks with ease

--Transfer funds between RBC Royal Bank or Royal Have faith in Canadian or U.S. dollar personal accounts

--Set up automatic or recurring transfers using Bill Pay system

--Create customized names for your accounts for easy identification

--Send secure e-mails to RBC Bank customer service and web support

--Pay bills to virtually anyone whenever and wherever using On the web Bill Pay

--Receive and pay bills electronically from participating merchants

--Check account balances on Royal Trust accounts or RBC Royal Bank

--View Canadian and US on-line banking accounts on one page

--Use RBC International Remittance

--Access to your investment account such as buy and sell Royal mutual fund

--Apply for another new account such as deposit account or loan or investment account

--Access monetary calculators and tools to help you make wise economic decisions

--Get access your accounts at RBC Dominion Securities for wealth management

--Report any suspicious monetary activities or unauthorized transaction in your

RBC on-line banking account

Apply for HomeProtector insurance and LoanProtector insurance

RBC Mobile Banking

For mobile access, RBC has two ways to access your banking accounts such as smartphones app (BlackBerry and iPhones or iPad or iPod Touch) and RBC Mobile Web Banking. Customer can access mobile banking to do the following financial transactions

View your account balances or activity or transaction history

Pay bills instantly

Execute transfer funds between RBC accounts

Send Interac Email Money Transfers to friend or family member

Find RBC branches and ATMS for RBC Smartphone Apps user only 

Banking Accounts

In Canada, Checking account is known as Banking Accounts. There are 5 main Banking Accounts

--RBC Day to Day Banking - Free with MultiProduct rebate otherwise $4 per month, 15 free debits transaction per month, $3 per month for overdraft protection

--RBC No Limit Banking - Free with MultiProduct rebate otherwise $10.95 per month, unlimited debits transaction is included, overdraft protection for fee

--RBC Signature No Limit Banking - $9.95 with MultiProduct rebate otherwise $13.95 per month, unlimited debit, free overdraft protection

--RBC VIP Banking - can include premium charge card, $30.00 with MultiProduct rebate otherwise $22.50 per month, unlimited debits and free overdraft protection

US Personal Banking - $2 monthly fee, no free rebate for monthly fee, 6 debits transaction per month, $3 per month for overdraft fee

On the internet Saving Accounts

RBC offers 4 main saving accounts

--RBC High Interest eSavings - 1.25% interest rate, free on the net banking

--RBC Enhanced Personal savings - tiered interest rate

--RBC Day to Day Savings - tiered interest rate

--RBC US High Interest eSavings - 0.15% interest rate, free online banking